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Highly Protected Risk (HPR) Property and Large Property Loss Control

Highly Protected Risk (HPR) Property and Large Property Loss Control

Property is a highly valuable asset and an integral part of many businesses. At Tokio Marine, we understand the complexities of managing property risks so we can tailor a risk management program that's right for your business.

Whether you're an organization with single site occupancy or with multiple locations and complex processes, we will work with you to understand the hazards and reduce the frequency and severity of property losses and the risks of business interruption. We recognize that each business has individual needs, so we work in partnership with our customers to deliver long-lasting solutions.

In our view, a successful risk management program requires a blend of both physical and human element components. To provide customers with a responsive service that offers practical solutions for preventing losses and preserving assets, we take a team-based approach. Our expert account engineers, field consultants and underwriters all have strong HPR backgrounds. They will use their experience on your behalf to work with you to construct appropriate risk management programs that are practical, economical and efficient.

Our HPR Loss Control Services

We offer customers an extensive range of property loss control services including:

  • Site Surveys
  • New construction specifications
  • Plan reviews
  • Benchmarking of individual locations
  • Earthquake hazard analysis
  • Coastal property evaluations
  • Flood hazard surveys
  • Business interruption evaluations
  • Hydraulic analysis of sprinkler systems
  • Special project consultations
  • Fire pump acceptance testing
  • Special extinguishing systems
  • Online fire protection impairment notification
  • Large loss investigations

We are also able to provide CAD insurance plans, and Boiler and Machinery jurisdictional inspections through our designated service providers.

Everything we do is focused on excellence and best practice. Our property evaluations are based on industry-recognized codes and standards including the National Fire Protection Association (NFPA).

Participation in NFPA Technical Committees

Tokio Marine participates in several NFPA technical committees that are responsible for making meaningful changes to NFPA Standards. These committees serve as consensus groups, with appointment by the Standards Council that represent a balance of interests. Appointments are based on technical expertise, professional experience, commitment to public safety, and the ability to bring different perspectives of interested parties and groups.

Key Technical Committees on which we currently have members include:
NFPA 86 Standard for Ovens and Furnaces
NFPA 33 Standard for Spray Application Using Flammable or Combustible Materials
NFPA 34 Standard for Dipping, Coating, and Printing Processes Using Flammable or Combustible Liquids

For more information on NFPA Technical Committees see the below links: